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Ryan Sharratt, Originator
Caroline Urban, Originator
Deanna Windnagle, Originator
Kathie Morin, Office Manager |
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| 30 Year Conventional Fixed Rate Mortgage |
| 15 Year Conventional Fixed Rate Mortgage |
| VA Guarantee / FHA Guarantee (Government Loans) |
| Adjustable Rate Mortgage 5/1 ARM |
| USDA Financing |
Rates last updated on Monday, June 01, 2009
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30 Year Conventional Fixed Rate Mortgage
For a fixed payment, no increase to the Principle and Interest. Escrow payments may vary depending on your insurance and tax responsibility.<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />
Term: 30 years
Maximum Amount: $625,250
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15 Year Conventional Fixed Rate Mortgage
For a fixed payment, no increase to the Principle and Interest. Escrow payments may vary depending on your insurance and tax responsibility.<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />
Term: 15 years
Maximum Amount: $625,250
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VA Guarantee / FHA Guarantee (Government Loans)
Any qualified Veteran will be able to get a VA loan with a certificate of Eligibility, and meet underwriting requirements.
For the Frist Time home buyers or income retricted borrowers FHA might be a viable option.
Term: 30 years
Maximum Amount: $625,250
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Adjustable Rate Mortgage 5/1 ARM
Although not a good idea in todays economy nor the inverted yield curve we are facing with interest rates, we still have these types of loan programs available.
Term: 30 years
Maximum Amount: $625,250
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USDA Financing
USDA Rural Government Financing Program
Term: 30 years
Maximum Amount: $650,000
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $625,500 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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